SERVICES
OUR FOCUS
Mortgage Options
We strive diligently to provide a diverse range of exceptional options that meet the varied needs of you!
Service Level
We provide professional services with a swift turnaround time!
Competitive Rate
We know the competitive rate is important to all our clients!
RBA February 2026 Rate Increase
– 0.25% Adjustment Across Uselect Finance Products
Following the RBA’s February 2026 cash rate increase of 0.25%, Uselect Finance confirms that this adjustment will be applied across our full product range, in line with market movements.
The effective dates vary by product line and are outlined below.
Effective Dates by Product Line
🔹 Delta Products
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The 0.25% interest rate increase will be applied effective Friday, 13 February 2026.
🔹 Fast Alpha Products
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The 0.25% interest rate increase will be applied effective Wednesday, 5 February 2026.
🔹 Alpha Products (including Prime Alpha)
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The 0.25% interest rate increase will apply to both NEW and EXISTING clients, effective Friday, 13 February 2026.
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Existing Alpha clients will be notified progressively via email with further details regarding their loan.
Important Information for Brokers and Clients
This rate adjustment reflects broader market conditions and the RBA’s monetary policy settings. Uselect Finance remains committed to providing transparent communication, competitive product structures, and broker-focused lending solutions.
For updated rate cards or assistance with client scenarios, please contact your Uselect Finance BDM.
We’re Good with Numbers
1
Day of
Response Times
2
Days of
Conditional Approval*
3
years of min. industry experience for each consultant
ABOUT
USELECT FINANCE
Established in 2016, We provide high-quality finance solutions to our partners, customers, and a fast-growing network across Australia as we hold an Australian Credit License.
Also, We are a member of Fintech Australia as we believe in Technology Enabled Finance.
As a Non-bank Financial Institution based in Sydney, Hobart, and Adelaide. Our professional goal is to provide specialized services in order to make my clients’ lives easier. Whether you’re looking to buy your first home or invest in a property, We work closely with clients to help them understand their options and guide them toward finding a loan that meets their needs.
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Our Cooperation Partner
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USELECT FINANCE PTY LTD
© 2025 Uselect Finance ABN 34 612 050 487
Australian Credit License Number 510876
IMPORTANT INFORMATION: Loan terms of between 1 Year and 30 Years are available subject to lender and credit criteria.
The maximum home loan comparison rate will not exceed 14.99% (see comparison rate warning above). Any calculations or estimated savings do not constitute an offer of credit or a credit quote and are only an estimate of what you may be able to achieve based on the accuracy of the information provided. It doesn't take into account any product features or any applicable fees. Our lending criteria and the basis upon which we assess what you can afford may change at any time without notice. The savings shown are based on user inputted data and a loan term of 30 years.
All applications for credit are subject to lender credit approval criteria. All rights reserved.